August 8, 2019 When the Affordable Care Act (ACA) was enacted in 2010, Congress intended to provide equal and comprehensive access to health insurance coverage to all Americans, including Americans with disabilities. Many people with disabilities and their families remember being denied or terminated from health coverage, being unable to afford health insurance, and facing specialized annual and lifetime benefit limits. Before the ACA, if a disabled person found health insurance, it would often leave out coverage of any pre-existing condition and fail to offer important benefits such as mental health coverage, durable medical equipment, or maternity care. The ACA banned many of these enrollment practices and coverage limitations.