Marriage Equality Factsheets

Disabled Adult Child (DAC) Marriage Penalty

Posted: March 28, 2022
Updated: February 14, 2024
The “Disabled Adult Child” or DAC benefit is a Social Security Administration (SSA) disability benefit. It is a “secondary” benefit, meaning it is based on another person’s work record (in this case, the parent of the beneficiary). A DAC beneficiary must be a dependent “adult child” with a qualifying disability that began before age 22. Recipients must be unable to engage in “substantial gainful activity” due to their disability. There are about 1.1 million DAC recipients. […]


Supplemental Security Income (SSI) and the 25 Percent Marriage Penalties

Posted: August 22, 2022
Updated: June 12, 2024
Supplemental Security Income (SSI) is a Social Security Administration (SSA) program for disabled people and older adults who have little to no income and assets. Recipients younger than 65 must be unable to engage in “substantial gainful activity” due to disability. About 7.6 million people receive SSI. […]


Supplemental Security Income (SSI) and the “Spousal Deeming” Marriage Penalty

Posted: August 22, 2022
Updated: June 12, 2024
Supplemental Security Income (SSI) is Social Security Administration (SSA) program for disabled people and older adults who have little to no income and assets. Recipients younger than 65 must be unable to engage in “substantial gainful activity” due to disability. About 7.6 million people receive SSI. […]